APC Integrated Services Group, LLC Privacy Policy

Last Updated:  January 22, 2026

NOTICE: We may sell your sensitive and personal data.

APC Integrated Services Group, LLC (“APC”, “Company“, “we“, “our“, or “us“) respects your privacy and is committed to protecting it through our compliance with this Privacy Policy (“Policy” or “Privacy Policy”). This Policy describes how we collect, process, retain, and disclose personal data about you when providing services to you through our websites, applications, products, and services (our “Services“) that link to this Policy and our practices for using, maintaining, protecting, and disclosing that information.

This Policy applies only to information we collect:

• Through the Services.
• In communications, including email, text, chat, and other electronic messages, between you and the Services.
• From third party sources such as, but not limited to, data brokers.

We may provide additional or different privacy policies that are specific to certain features, services, or activities.

Please read this Privacy Policy carefully to understand our policies and practices regarding your information and how we treat it. By interacting with our Services or providing us with your information, you agree to the collection, use, and sharing of your information as described in this Privacy Policy. This Policy may change from time to time (see Changes to Our Privacy Policy below). Your continued use of the Services after we make changes as described here is deemed to be acceptance of those changes, so please check the Policy frequently for updates.

Children’s and Minors’ Data

Our Services are not intended for, and we do not knowingly collect any personal data from, children under the age of 18. If we learn we have collected or received personal data from a child under 18 years old without verification of parental consent, we will delete that information.

The Personal Data That We Collect or Process

“Personal data” is information that identifies, relates to, or describes, directly or indirectly, you as an individual, such as, but not limited to, your name, email address, telephone number, home address, automobile information, or any other identifier we may use to contact you online or offline.

The types and categories of personal data we may collect or process include:

• Demographic information, including name, address (such as home address, work address, or other address), email address, phone number, cellphone number, and other contact information you provide us.
• Vehicle year, make, model, and Vehicle Identification Number (VIN).
• Location information, including general geographic location such as country, state or province, or city and/or precise geolocation, if you have enabled and consented to location information collection.
• Device information, including your IP address, device identifiers, operating system and version, preferred language, hardware identifiers, browser type and settings, and other device information.
• Content and information you elect to provide as part of your profile or in any reviews you make through the Services or emails, chats, or other communications sent to us.

If you are a California resident, to access our supplemental California privacy statement, visit https://www.oag.ca.gov/privacy/ccpa .

Some of the information identified above may be considered sensitive data under certain laws. If required under applicable law, we will collect and process sensitive personal data only with your consent. If you choose not to provide or allow us to collect some information, we may not be able to provide you with requested features, services, or information.

We also collect:

• Statistics or aggregated information. Statistical or aggregated data does not directly identify a specific person, but we may derive non-personal statistical or aggregated data from personal data. For example, we may aggregate personal data to calculate the percentage of users accessing a specific Services feature.
• Technical information. Technical information includes information about your internet connection and usage details about your interactions with the Services, such as clickstream information to, through, and from our Services (including date and time), products/services that you view or search for; page response times, download errors, length of your visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), or methods used to browse away from a page.

If we combine or connect non-personal statistical or technical data with personal data so that it directly or indirectly identifies an individual, we treat the combined information as personal data.

How We Collect Your Personal and Other Data

You Provide Information to Us

We collect information about you when you interact with our Services.

Automatically Through Our Services

As you navigate through and interact with our Services, we may use automatic data collection technologies to collect information that may include personal data. Information collected automatically may include usage details, IP addresses, operating system, and browser type, and information collected through cookies, web beacons, and other tracking technologies, including details of your interactions with our Services, such as traffic data, location data, logs, and other communication data, and which resources and Services features that you access and use.

Using automatic collection technologies helps us to improve our Services and to deliver a better and more personalized experience.

The technologies we use for this automatic data collection may include:

• A cookie is a small file placed on your device when you interact with the Services. You may refuse to accept or disable cookies by activating the appropriate setting on your browser or device. However, if you select this setting, you may be unable to access certain features of the Services.
• Web Beacons. Some parts of the Services and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those parts or opened an email and for other related statistics (for example, recording the popularity of certain content and verifying system and server integrity).

To the extent any of these automated technologies are considered a personal data sale, targeted advertising, or profiling, under applicable laws, depending on where you live, you may opt out from use of these automated technologies for such uses by contacting us. Please note that some Services features may be unavailable as a result.

When you interact with the Services, there are third parties that may use automatic collection technologies to collect information about your or your device. These third parties may include:

• Analytics companies.
• Your device manufacturer.
• Your internet or mobile service provider.

These third parties may use tracking technologies to collect information about you when you use the Services. The information they collect may be associated with your personal data or they may collect information, including personal data, about your online activities over time and across different websites, apps, platforms, and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.

We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.

From Business Partners and Service Providers

We may receive personal data about you from other sources and combine that with information we collect directly from you. For example, we may obtain information about you from service providers that we engage to perform services on our behalf, such as email platform providers, content delivery services, analytics, security and anti-fraud services, and data brokers. We also may receive personal data from business partners that we engage to share consumer information with us, including your personal preferences and demographic information such as age, gender, and income level so that we can better provide you with a personalized experience.

How We Use Your Information

We use information that we collect about you or that you provide to us, including any personal data, to:

• Provide you with the Services and any contents, features, information, products, or services that we make available through the Services.
• Fulfill any other purpose for which you provide it.
• Improve our Services, including by analyzing your information and creating aggregated data derived from your information) to develop, maintain, analyze, improve, optimize, measure, and report on our Services and their features and how users interact with them. Our analysis may include the use of technology like machine learning and large language models, which may include training these models or sharing with third parties for model training.
• Carry out our obligations and enforce our rights arising from any contracts entered into between you and us.
• Notify you when Services updates are available and about changes to any products or services we offer or provide though them.
• Invoice and collect payment from you.
• Respond to your requests or questions.
• Tailor content, publications, advertisements, and offers we believe may be of interest to you.
• Test, research, analyze, and develop products.
• Protect the rights, property, or safety of you, us, and others.
• In any other way we may describe when you provide the information.
• For any other purpose with your consent.

The usage information we collect, whether connected to your personal data or not, helps us improve our Services and deliver a better and more personalized experience by enabling us to:

• Estimate our audience sizes and usage patterns.
• Store information about your preferences, allowing us to customize the Services according to your individual needs and interests.
• Speed up your searches.
• Recognize you when you return to our Services.

Who We Disclose Your Information To

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

We may also disclose personal data that we collect or you provide as described in this Privacy Policy:

• To our subsidiaries, parent companies, and Affiliates. As used herein, “Affiliates” means company that directly or indirectly, through one or more intermediaries, controls, is controlled by, or is under common control with APC. For purposes of this definition, control (including, with correlative meanings, controlled by and under common control with) means the possession, directly or indirectly, of the power to direct or cause the direction of the management or policies of APC, whether through the ownership of voting securities, by contract, or otherwise.
• To contractors, service providers, and other third parties we use to support our organization.
• To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal data held by us is among the assets transferred.
• To fulfill the purpose for which you provide it.
• For any other purpose disclosed by us when you provide the information.
• With your consent.

We may also disclose your personal data:

• To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
• To enforce or apply our Terms of Use and other agreements, including for billing and collection purposes.
• If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of our organization, our customers, or others.

The categories of personal data we may disclose include:

• Account and contact information.
• Payment information.
• Account history, including information about your account, transactions, purchases, order history, or discounts.
• Demographic information.
• Location information.
• Device information.
• Content and information you elect to provide to us.

Your Rights and Choices About Your Information

This section describes mechanisms you can use to control certain uses and disclosures of your information and rights you may have under state law, depending on where you live.

Advertising, marketing, cookies, and other tracking technologies choices:

• Cookies and Other Tracking Technologies. You can set your browser to refuse all or some browser cookies or other tracking technology files, or to alert you when these files are being sent. If you disable or refuse cookies or similar tracking files, some Services features may be inaccessible or not function properly. Some browsers include a “Do Not Track” (DNT) setting that can send a signal to the online services you visit indicating you do not wish to be tracked.

Location data choices:

• Location Data. You can choose whether or not to allow the Services to collect and use real-time information about your device’s location through the device’s privacy settings. If you block the use of location information, some Services features may become inaccessible or not function properly.

Your State Privacy Rights

Depending on your state of residency, you may have certain rights related to your personal data, including:

• Access and Data Portability. You may confirm whether we process your personal data and access a copy of the personal data we process. To the extent feasible and required by state law, depending on your state, data will be provided in a portable format. Depending on your state, you may have the right to receive additional information and it will be included in the response to your access request.
• You may request that we correct inaccuracies in your personal data that we maintain, taking into account the information’s nature and processing purpose.
• You may request that we delete personal data about you that we maintain, subject to certain exception under applicable law.
• Opt Out of Using Personal Data for Targeted Advertising, Profiling, and Sales. You may request that we do not use your personal data for these purposes.

Important: The exact scope of these rights vary by state. There are also several exceptions where we may not have an obligation to fulfill your request. Nothing in this Policy is intended to limit or waive any rights You may have under state law that cannot be waived or limited by agreement.

To exercise any of these rights, please contact us.

If you are a California resident, additional information applies to you. To access our supplemental California privacy statement and learn more about California residents’ privacy rights, visit https://www.oag.ca.gov/privacy/ccpa .

How We Protect Your Personal Data

We use commercially reasonable administrative, physical, and technical measures designed to protect your personal data from accidental loss or destruction and from unauthorized access, use, alteration, and disclosure. However, no website, mobile application, system, electronic storage, or online service is completely secure, and we cannot guarantee the security of your personal data transmitted to, through, using, or in connection with the Services. In particular, email, texts, and chats sent to or from the Services may not be secure, and you should carefully decide what information you send to us via such communications channels. Any transmission of personal data is at your own risk.

The safety and security of your information also depends on you. You are responsible for taking steps to protect your personal data against unauthorized use, disclosure, and access.

How We Retain Your Personal Data

We keep the categories of personal data described in this Policy for as long as reasonably necessary to fulfill the purposes described or for as long as we are otherwise legally permitted or required, such as for purposes of maintaining the Services, operating our organization, complying with our legal obligations, resolving disputes, and for safety, security, and fraud prevention. This means that we consider our legal and business obligations, potential risks of harm, and nature of the information when deciding how long to retain personal data. At the end of the retention period, personal data will be deleted, destroyed, or deidentified.

If you are a California resident, visit https://www.oag.ca.gov/privacy/ccpa  for more information about the retention periods that apply to the personal data categories we collect.

Right to Delete and Right to Correct

You have the right to request that we delete any of your personal data that we collected from you and retained, subject to certain exceptions and limitations (the “right to delete“). Once we receive your request and confirm your identity, we will delete your personal data from our systems unless an exception allows us to retain it.

If you request that we delete your personal data, our deletion of your personal data could make it difficult or impossible for us to verify that you have product warranty, vehicle protection product warranty, vehicle service contract, or guaranteed asset protection product coverage in the future.  If you make a claim under such product warranty, vehicle protection product warranty, vehicle service contract, or guaranteed asset protection product and we are unable to verify your coverage, then your claim may be denied.  

You also have the right to request correction of personal data we maintain about you that you believe is inaccurate (the “right to correct“). We may require you to provide documentation, if needed, to confirm your identity and support your claim that the personal data is inaccurate. Unless an exception applies, we will correct personal data that our review determines is inaccurate.

For more on exercising these rights, see Exercising the Rights to Delete or Correct.

How to Exercise Your Rights

Exercising the Rights to Delete or Correct

To exercise the right to delete or correct described above, please submit a verifiable request to us by either:

• Calling us at 1-888-294-7886
• Visiting https://apcisg.com/contact/

Please describe your request with sufficient detail so we can properly understand, evaluate, and respond to it.

Verification Process and Authorized Agents

Only you, or someone legally authorized to act on your behalf, may make a request to delete or correct related to your personal data. We may request specific information from you or your authorized representative to confirm your or their identity before we can process your right to delete or correct your personal data.

We cannot respond to your request to delete or correct your personal data if we cannot verify your identity or authority to make the request and confirm the personal data relating to you. We will only use personal data provided in the request to verify the requestor’s identity or authority to make the request.

Responding to Your Requests to Delete or Correct

We will confirm receipt of your request within ten business days.

We endeavor to substantively respond to a verifiable request within 45 days of its receipt. If we require more time, we will inform you of the reason and extension period in writing. We will deliver our written response to your verified email address or as otherwise reasonably requested by you. Our substantive response will tell you whether or not we have complied with your request. If we cannot comply with your request in whole or in part, we will explain the reason, subject to any legal or regulatory restrictions.

Changes to Our Privacy Policy

We may update this Policy from time to time, and we will provide notice of any such changes to the Policy as required by law. The date the Privacy Policy was last updated is identified at the top of the page. We will notify you of changes to this Policy by updating the “last updated” date and posting the updated Policy on the Services. We may email or otherwise communicate reminders about this Policy, but you should check our Services periodically to see the current Policy and any changes we have made to it.

Contact Information

To exercise your rights or ask questions or comment about this Privacy Policy or our privacy practices, contact us at:

Phone: 1-888-294-7886

Website: https://apcisg.com/contact/

Postal Address:

APC Integrated Services Group, LLC

770 Spirit of St. Louis Blvd.

Chesterfield, MO 63005

ATTN:  Legal Department